Life Insurance

Our approach to life insurance begins with understanding your needs first. Delivering customized solutions through our large platform of diverse insurance products and services, our agents have the ability to help almost anyone achieve their financial goals.

Final Expense Insurance

What Is Final Expense Insurance?

Final expense insurance, also referred to as funeral or burial insurance, is used to cover end-of-life expenses. Whether it is medical, cremations, or traditional funeral costs, these plans provide a lump-sum payout in order to ease your family’s stress during this difficult time.

  • No Medical Exam Required

  • Tax Free Benefit

  • Builds Cash Value

  • Fixed Premiums do not increase

  • Level Death Benefit does not decrease

  • Simplified issue (limited health questions)

  • Guaranteed issue (no health questions)

  • Accepts major Medical Conditions (Recent Cancer, Heart Attack, Diabetes, etc.)

Mortgage Protection

What Is Mortgage Protection Insurance?

Owning a home is the American dream. However, the reality of home ownership means paying the mortgage, which can really strain the family budget. In fact, it often takes two incomes just to afford the monthly house payment. But what happens when an unexpected death occurs, and one income is lost? That is where Mortgage Protection Insurance plays a vital role. Mortgage protection insurance can safeguard your family against this burden to ensure the house payment is covered, even if the

unthinkable happens.

  • Ability to Pay off Mortgage (Debt)

  • Death

  • Disability

  • Critical

  • Chronic

  • Terminal Illness

  • Cash Back Options Available

  • Non-medical Options Available

  • Can Transfer with you (The bank or lender does not own)

Find out how to protect your house and your family by filling out the form below to request a free mortgage protection insurance quote. You will receive personalized attention from one of our highly skilled mortgage protection specialists to put together a plan that fits your budget and coverage needs.

Insurance can be complex, but we are here to simplify it for you. We believe in listening carefully to your concerns, understanding your goals, and providing tailored solutions that fit your lifestyle.

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Monday - Friday

9 am to 5 pm, ET

We do not offer every plan available in your area. Currently we represent 3 organizations which offer 27 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. JSM Agency represents Medicare Advantage [HMO, PPO and PFFS] organizations [and stand-alone PDP prescription drug plans] that have a Medicare contract. Enrollment depends on the plan’s contract renewal. A non-government entity powered by JSM Agency, a health insurance agency. PLEASE NOTE: Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease.

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.

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